The Gift that Keeps on Giving

If you take pride in being a savvy gift-giver, you may have already begun thinking of what presents to give since September. You’ve probably made lists and scoured stores (even online!) for inspiration. But no matter how prepared you may be for Christmas, it can still be pretty hard to think of things to give.

You must consider, though, that most gifts depreciate in value the minute they’ve passed the till. Designer goods, though high in price, don’t retain their value as worth may fluctuate over time depending on the brand’s popularity. In this economy of sustainability, products that have long-term benefits have the most impact. To top all the presents you’ve given to your family in the past years, consider an investment or insurance plan, whose present value increases over time. When instant gratification is the norm, a financial insurance plan is a priceless gift.

If you have young children, providing them financial security for their future studies may just be the best gift you could ever give them since quality education will be of advantage to your children, especially when they enter adulthood. Educational insurance programs are handy in case of hyperinflation in the future—you can worry less about not being able to afford tuition in a decade or so.

And while you’re at it, consider giving yourself a gift as well.

Reward yourself by putting your money in investment funds or securing your early retirement. You can do this by getting insurance with an investment plan, which ensures that your hard-earned money reaches its full potential. And they’re not as intimidating as you think. A good financial plan does not compel you to pay a huge amount of money within a short period.

A secured future and peace of mind are gifts that make giving truly worth your while.  Agree?