As healthcare costs continue to rise, many Filipinos face a difficult choice between prioritizing their health and protecting their savings. According to a recent study by Manulife, Filipinos have expressed that 41% of their total medical expenses are paid out-of-pocket. Given these high costs, it is not surprising that saving for future healthcare needs has become a top financial priority for many.
Filipinos tend to avoid visiting hospitals or going for regular checkups unless their condition is unbearable. This could be due to the cost of medical care, the inability to take time off work, or family obligations. In addition, doctor consultations, hospital fees, treatments, and medications can be expensive, leading many to delay or avoid care until it's absolutely necessary.
Thus, investing in reliable health insurance in the Philippines is one of the most important steps you can take to protect your health and financial well-being. With comprehensive coverage, you won’t have to dip into your savings when faced with unexpected medical emergencies. Not only does it give you peace of mind, but it also allows you to prioritize your health without the fear of financial strain.
Manulife’s HealthFlex is a comprehensive critical illness insurance plan designed to suit your needs and budget, helping you navigate any medical challenge. With coverage for over 100 critical illnesses and flexible payment options, HealthFlex ensures that you are well-prepared and supported throughout your health journey.
In addition, you get 25% of your Advanced Critical Illness Benefit, plus waived premiums for 1 year, when diagnosed with a covered Early-Stage Critical Illness. If no Advanced Critical Illness claim is made within a year, your coverage returns to 100%, ensuring full protection for future needs.
Don’t let the fear of medical bills prevent you from seeking the care you need. Take care of your health, work with your medical team for the best health outcomes, and be rest assured. With Manulife HealthFlex, you can protect both your health and your savings, giving you the confidence and security to enjoy better days ahead!
Are you ready to prioritize your health and protect your wealth? Get in touch with us today or check out our products and services here.
*Sample premium for a 30-year-old female with payment terms until age 60
References
In Wellness and In Health: A Manulife Study, https://www.manulife.com.ph/about-us/thought-leadership/in-wellness-and-in-health.html
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