5 Money-Saving Tips for Holiday Gift-Giving
A quick guide on how to save money on Christmas gifts
“I would love to give everyone a present but I don’t want to spend a lot!” Sound familiar? Every time Christmas comes around, it’s the same dilemma for a lot of people. Why? Because most of them do not plan for gift-giving - everything is done last minute! So, here’s a quick guide on how you can save money on Christmas gifts:
Shop early
Buying gifts months before the holidays can save you a ton of money and will spare you from the Christmas shopping rush!
Shop online
Yes, some of the best offers can be found online. Use your favorite e-commerce apps to search for gifts at discounted prices!
Make a list
Having a list of people who will receive a gift from you helps minimize needless spending. For those of you who are quite forgetful, this list is a lifesaver!
Set a limit
Do not be tempted to splurge just to impress family and friends. Stick to your budget!
Make them yourself
You have the Internet at your disposal, so use it! There are hundreds of videos to help you create unique, customized gifts that won’t cost you much.
If you liked this article, you may find these interesting
-
Limited Time Only: Manulife’s NEW Savings & Insurance Plan is Now Available to Help Boost Your Portfolio
Read more -
Filipinos Are Not Retirement-Ready, Reports Say
Read moreAccording to recent reports, only 29% of Filipino adults have a savings account. The Philippines, in fact, has one of the lowest savings rates in Southeast Asia. Another survey showed that 46% of Filipinos rely on cash savings or deposits for retirement, but how far can your money take you?
-
Turning retirement dreams into financial reality: Timeless strategies that can help your savings grow
Read moreThe freedom to enjoy life on your own terms, with plenty of time (and money) to travel, focus on your hobbies or do whatever your heart desires may come to mind first when you think of retirement. But funding this milestone in one’s stage of life takes planning, discipline, and perseverance – and the sooner you start, the better.